Health Insurance
Employer-sponsored health plans providing full medical benefit coverage. We work with the leading health insurance carriers in Michigan and the nation. We have a priority status with each of them. This relationship ensures prompt service for our claims and optimal pricing for our policies. We have a review process that maintains the most thorough examination of benefits. We also maintain the preferred status which expedites the underwriting process and claims resolution. Meaning for our clients - they come first with the carriers.
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Group Life
Employer sponsored plans that help offset the financial loss from losing a loved one. Corporate Benefit Solutions provides an in-depth analysis of carrier provisions, ensuring the up most service and benefit will be provided.
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Short and Long Term Disability Income
This is an employer-sponsored disability program that ensures compensation for employees in the case that the employee is out of work. Individual and voluntary policy options make it easy to give each employee the option to choose how much coverage and when. We work with several LTD carriers to ensure the right fit at the right price. Our Short Term plans are designed to give the most benefit in the shortest amount of time.
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Cafeteria Plans (Section 125 Plan)
Medical savings accounts and Dependent Care reimbursement accounts that help employees pay for routine health care and dependent care expenses on a tax advantaged basis. These plans may provide tax incentives for employers and individuals.
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Voluntary Employee Benefits
CBS offers a complete line up of voluntary employee paid benefits that can help office the loss of employer sponsored programs. These types of products can include:
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Dental and Vision Insurance
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Executive Compensation
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Legal Service Plans
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Long Term Care
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Life Insurance
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Individual Disability Insurance
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Critical Illness Insurance
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Accidental Death Insurance
- Concierge Services
- Auto/Homeowners Insurance
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And Many More…
Depending on the size of your organization, these can be offered on guaranteed issue basis - with no medical underwriting and no minimum participation requirements.
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Dental Insurance
As the number one non-medical insurance benefit offered by employers, Corporate Benefit Solutions provides several options for our clients, from both Employer-sponsored plans and Individual plans. These plans provide a low cost way for employers to provide a more robust book of benefits.
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Prescription Drugs
With a complete line-up of fully insured and self insured plans available, we can help you design a program that’s right for you and help offset the number one area of increasing medical costs today.
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Long Term Care
Employer paid, or voluntary plans that provide assistance with long-term hospice and rehabilitation care. Allowing the Employer to provide for their employees well into the future.
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Vision Insurance
These employer-sponsored vision plans enhance a chosen medical plan, or provide separate comprehensive coverage. We also provide voluntary policy options to enable customized benefits solutions for a diverse employee base.
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